Why do many smallholder farmers fail to adopt what appear to be relatively simple agronomic or management practices which can help them cope with climate-induced stressors? Using household and plot level data collected in 2011, we implement a multivariate probit model to assess the determinants of farmer adaptation behavior to climatic risks and the relative contribution of information, credit and education on the probability of adopting specific practices in response to adverse changes in weather patterns. We find that plot characteristics, credit constraints and availability of climate-related information explain the adoption of several of these practices. In relative terms, we also find that even when financial limitations are binding, making climate-related information available can still motivate farmers to adapt. Policy implications are that the deepening of extension access with information on the appropriate adaptation strategies is crucial to help farmers make adaptation choices. The need to foster credit markets for easy accessibility and affordability by farmers or otherwise strengthening access to assets is also important.